Welcome to CareFinder University, a Miracle Minded, Love Thy Neighbor Institute Company!
These Terms of Service (“Terms”) govern your use of our website (“Website”), products (“Products”), services (“Services”), and resources (“Resources”). By accessing or using CareFinder University, you acknowledge that you have read, understood, and agree to comply with these Terms.
These Terms apply to your use of any of the sites and entities listed above, collectively referred to as “this website” or “the Company.” Please also review our Privacy Policy to learn how we handle your personal data.
We reserve the right to update or modify these Terms at any time, at our sole discretion, without prior notice. Any changes will become effective upon posting on this website. Your continued use of this website after such changes indicates your acceptance of the revised Terms.
To stay informed, we recommend reviewing these Terms each time you visit. If you do not agree with any part of these Terms, please discontinue your use of the website.
1. ACCEPTANCE OF TERMS
By accessing, downloading, installing, or using this website, whether or not you become a registered user (“User”, “You”, “Yourself”, “Your”), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (“Terms”).
We reserve the right, at Our sole discretion, to change, modify, or otherwise alter these Terms at any time. It is Your responsibility to review these Terms on a regular basis to stay informed of any changes. Continued use of this website, Products, Services, or Resources, after changes are posted, constitutes Your acceptance of the revised Terms.
By purchasing or using any of Our Websites, Products, Services, or Resources, You agree to comply with these Terms, Our Privacy Policy, and any other terms and conditions that may apply. You are required to act in accordance with them. Accessing, purchasing, or using Our Websites, Products, Services, or Resources, in any manner, constitutes use, and Your agreement to be bound by these Terms of Use.
Age Requirement
All of Our Websites, Products, Services, and Resources are intended solely for Users who are eighteen (18) years of age or older. Any registration, use, or access by individuals under age 18 is unauthorized, unlicensed, and in violation of these Terms of Use. By accessing or using Our Websites, Products, Services, or Resources, You represent and warrant that You are at least 18 years old.
2. OUTCOMES DISCLAIMER
This website makes no guarantees about your ability to achieve specific results using Our ideas, information, tools, or strategies. All of Our Websites, Products, Services, and Resources are intended solely for educational and informational purposes only. Nothing on any of Our websites, nor any of Our content or curriculum, constitutes a promise or guarantee of results. Results are not guaranteed, and individual outcomes will vary based on personal effort, experience, and other factors beyond Our control. Additionally, we do not offer any legal, medical, tax or other professional advice. Please consult appropriate professionals for specific concerns.
This Disclaimer applies to all Products, Services, and Resources sold on this website or any other website owned by CareFinder University, Miracle Minded or Love Thy Neighbor Institute that includes a link to this page.
3. PAYMENTS, RETURNS, REFUNDS, AND CANCELLATIONS
You agree to pay the full amount displayed on the checkout page at the time of purchase. Your payment will be automatically drafted from your bank account on the date of your enrollment. Upon successful payment, you will receive a receipt for your records. If You experience payment issues or have questions about charges, please contact Our support team promptly using the contact information provided at the end of this policy.
Payments and Payment Plans
By purchasing any Product, Service, or Resource from this website, You acknowledge and agree to the following:
- All Sales Are Final: Payments are non-refundable. We do not offer refunds or credits, except where required by applicable law.
- Accurate Payment Information: You must provide accurate payment details. Failure to provide valid payment information may result in order cancellation or restricted account access.
- Chargebacks and Disputes: If a chargeback is initiated without contacting Our support team for resolution, we reserve the right to suspend your account, prohibit future purchases, and pursue further action.
- Payment Processing: Payments are securely processed through third-party providers. By completing a transaction, you agree to their applicable terms and policies.
Returns, Refunds, and Cancellations
Due to the nature of the content delivered, all sales are final, and refunds will not be issued for any Products, Services, or Resources. The only exception is in the case of a duplicate charge caused by Our merchant service, where Your debit or credit card has been charged more than once for the same Product, Service or Resource within the same account. We are not responsible for payments made multiple times by a customer due to user error or any charge made outside of the same 24-hour period. In the event of a technical error caused by Our systems, We will work promptly to resolve the issue.
If You have any questions about Our refund or cancellation policies, please contact Our support team using the information provided at the end of this policy.
Recurring Memberships
If You have a monthly or yearly recurring membership, You may cancel it by providing Us with at least three (3) business days’ email notice before Your next billing cycle. If notice is given less than three (3) business days before the renewal date, Your payment may still be processed. No prorated refunds will be issued, and You will not be entitled to any refund for previous payments.
4. USE OF OUR WEBSITE AND SERVICES
You agree to use Our Websites, Products, Services, and Resources in compliance with applicable laws. Prohibited actions include:
– Uploading harmful or malicious content.
– Engaging in fraudulent or misleading activities.
– Violating the rights of others.
– Attempting to interfere with our operations.
We reserve the right to suspend or terminate accounts that violate these Terms.
5. YOUR ACCOUNT CREATION AND MANAGEMENT
You agree to provide accurate, complete, and up-to-date information when registering and using this website. It is your responsibility to update your account information as needed to ensure its accuracy. By using this website, you authorize Us to store and use the information You provide for account management, including but not limited to, billing fees to Your account.
We reserve the right to update, modify, or discontinue content options, including eligibility for specific features or access to previously purchased Products, Services, or Resources. This may occur without prior notice if materials become outdated, are no longer valid, or are removed for any other reason deemed necessary at Our discretion.
Please note that some Products, Services, or Resources you access may not be available for subsequent download or continued access. We are not liable for any loss of access to such materials.
Lifetime Access Terms
If You purchase a Product, Service, or Resource with “lifetime access,” the term “lifetime” refers to the duration for which the specific Product, Service, or Resource remains available and actively sold by Us. It does not imply unlimited or indefinite access beyond the product’s lifecycle. We reserve the right to discontinue “lifetime access” if the offering is no longer available for any reason.
6. ADDITIONAL PROTECTIONS FOR E-COMMERCE
- Service Availability: CareFinder University makes reasonable efforts to keep its services available but cannot guarantee uninterrupted access. Temporary downtime may occur for maintenance or unforeseen circumstances.
- Fraud Prevention: We reserve the right to refuse or cancel orders if fraudulent, unauthorized, or illegal activity is suspected. This may include limiting the number of purchases per user.
- Account Termination: CareFinder University may suspend or terminate accounts found to be in violation of these Terms, including but not limited to fraudulent transactions, abusive behavior, or intellectual property infringement.
7. DATA POLICY & SAFETY
We represent and warrant that We collect, store, process, and protect personal data in accordance with applicable statutory provisions. For full details on how We handle Your personal data, including Your rights and choices, please refer to Our Privacy Policy.
Data Collection and Use
This website collects user data to enhance Your experience, improve Our Products, Services, or Resources, and to support Our advertising and marketing efforts. Data may be collected directly from You, from third-party platforms (such as social media), or through automated technologies. Some third-party services may collect and process Your data independently. We recommend reviewing their privacy policies to understand how Your data is handled.
Examples of data We may collect include but are not limited to:
- Personal Information: Name, email address, phone number, and billing information.
- Social Media Data: Profile pictures, avatars, usernames, or other publicly available data from Your social media accounts, which may be used for personalization purposes.
- Demographic Information: Birthday, gender, country, city, or other demographic data for analytical, marketing, and service enhancement purposes.
- Communication Data: Email addresses may be used to send You updates, promotional offers, or important service-related messages.
We may also track advertising results to evaluate the effectiveness of Our marketing campaigns. Data collected may be used to serve personalized advertisements, improve user experience, and conduct research and analysis.
Data Protection and Safety
We are committed to maintaining the security and confidentiality of Your personal data. Reasonable technical, administrative, and organizational measures are in place to protect against unauthorized access, disclosure, or misuse.
However, no method of transmission over the internet or method of electronic storage is 100% secure. While We strive to protect Your data, We cannot guarantee its absolute security.
Your Rights and Choices
Depending on Your location and applicable laws, You may have rights regarding Your personal data, including:
- The right to access, correct, or delete Your data.
- The right to object to or restrict processing.
- The right to withdraw consent at any time.
- The right to lodge a complaint with a data protection authority.
To exercise any of these rights or to make inquiries about how We handle Your data, please refer to Our Privacy Policy or contact Us using the details provided.
8. EMAIL COMMUNICATIONS AND MARKETING CONSENT
By providing your email address when registering on our website, enrolling in a course, downloading resources, or using any of our interactive forms or services, you consent to receive email communications from CareFinder University (“CFU”).
These emails may include updates, announcements, promotional offers, newsletters, and educational content relevant to caregiving, tools, resources, or future courses that may enhance your caregiving experience.
CFU may use trusted third-party email service providers to manage and send these communications. Your email address will be securely stored and processed in accordance with our Privacy Policy and applicable data protection laws, including the CAN-SPAM Act, GDPR, and CCPA.
Transactional emails (e.g., enrollment confirmations, course reminders, password resets) are considered essential communications and will be sent regardless of marketing email preferences.
You may opt out of receiving marketing emails at any time by clicking the “unsubscribe” link in any email. However, unsubscribing from marketing emails will not affect essential service-related communications.
We may personalize emails based on your activity or preferences to ensure content is relevant and helpful.
Your data will be retained only for as long as necessary to fulfill the purposes described above or as required by applicable law.
Use of interactive forms or assessment tools constitutes your agreement to these Terms and your opt-in to receive communication as outlined.
9. INTELLECTUAL PROPERTY
You acknowledge and agree that all content and materials available on this website or through our social media channels are protected by copyrights, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws. Unless expressly authorized by this website or the Company, you may not sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, perform, publish, adapt, edit, or create derivative works from such content or materials.
Ownership of Content
This website, along with its Products, Services, and Resources, is solely owned by CareFinder University, Miracle Minded, or Love Thy Neighbor Institute, unless otherwise stated. Our intellectual property is protected by copyright, trademark, and other applicable laws.
Your Limited License
By accessing, viewing, purchasing, or using this website, its Products, Services, or Resources, you are granted a revocable, non-transferable, non-exclusive license for personal, non-commercial use only. This limited license is exclusively for your use and does not convey any ownership rights.
If you receive permission to download and/or print a single copy of individual pages of this website or its Products, Services, and Resources for personal, non-commercial use, you must:
- Provide full attribution and credit to CareFinder University by name.
- Retain all copyright, trademark, and proprietary notices.
- Include a reference or link back to the original page where the content was obtained.
Restrictions on Use
You may not claim any of the content, Products, Services, or Resources as your own. Specifically, you are prohibited from:
- Copying, modifying, republishing, uploading, posting, transmitting, translating, selling, or distributing Our content.
- Creating derivative works or using Our content for commercial purposes without prior written consent.
- Using any of Our intellectual property to imply or represent that it is your own.
Unauthorized use is considered a violation of these Terms. Unauthorized use of Our intellectual property may result in legal action, including but not limited to claims for damages and injunctive relief.
Permission Requests
If you would like to request written permission to use any of Our intellectual property, including website content, Products, Services, or Resources for commercial or public use, you must contact Us using the information provided at the end of this policy. Written permission is required prior to use.
Reservation of Rights
All rights not expressly granted in these Terms, or any written license are reserved by Us.
10. DISPUTE RESOLUTION AND ARBITRATION
We are committed to resolving disputes fairly and efficiently. In the event of any disagreement, the following applies:
- Mandatory Arbitration: Any dispute arising from your use of this website, Products, Services or Resources shall be resolved through binding arbitration, rather than in court, except for claims that qualify for small claims court.
- Class Action Waiver: You agree that any disputes will be handled individually and not as part of any class or representative action. You waive your right to participate in any class-action lawsuit or class-wide arbitration.
- Arbitration Process: Arbitration will be conducted through the American Arbitration Association (AAA) or a similar reputable arbitration provider, in accordance with its applicable rules and procedures. The arbitrator’s decision shall be final and binding.
- Exceptions: You or this website or Company may pursue equitable relief in a court of competent jurisdiction to protect intellectual property rights.
- Governing Law and Venue: These Terms are governed by the laws of the State of New Jersey, without regard to conflict of law principles. Arbitration will take place in New Jersey or be conducted remotely, as determined by the arbitration provider or agreed upon by both parties.
11. LIMITATION OF LIABILITY
To the extent permitted by law, this website is not liable for any indirect, incidental, or consequential damages arising from your use of this website, Products, Services or Resources. This website, Company, shall not be held liable for delays or failures resulting from causes beyond its reasonable control, including but not limited to natural disasters, internet outages, cyberattacks, or third-party service interruptions.
12. CONTACT US
If you have any questions or comments regarding these Terms or Our Privacy Policy, please contact Us at contact [at] carefinder [dot] university [dot] com.
Effective Date: January 01, 2025. We may update these Terms from time to time. Please check this page regularly to stay informed.